CAR ACCIDENT ATTORNEY IN ARAB ALABAMA
After experiencing an Arab car accident, the last thing you are going to want to do is to fight with the liable parties insurance adjuster. The insurance adjuster is not on your side and is out to protect their driver and their insurance company. Don’t’ let the adjuster tell you what your injuries are worth, let Ferguson & Ferguson tell the insurance company what you deserve. If you have been seriously injured, or if a member of your family has been subject to a wrongful death due to a car accident, it is imperative to discuss your case with an experienced Arab, Alabama car accident attorney. The Arab car accident attorneys at Ferguson & Ferguson are no strangers to handling car accident cases involving serious injury or death. If you’ve been injured by a negligent driver, contact Ferguson & Ferguson today to discuss your case. Our team of attorneys will fight tirelessly to ensure you receive the compensation for your medical expenses, pain and suffering, and lost wages that you deserve. Call now for your no obligation free consultation. You pay nothing unless we win your case. Call 256-534-3435 now.
Common Car Accident Injuries
People can be injured in any type of car accident—even those that occur when one or more cars are traveling at a low speed. The most common car accident injuries include the following:
Soft Tissue Injuries
Damage to muscles, ligaments, and tendons is often referred to as a soft tissue injury. The most common is whiplash. This injury occurs when muscles and ligaments in the neck are stretched too far due to the sudden impact of a car accident. It affects the neck, head, and upper back, and can be very painful.
Chest injuries can include bruises or broken ribs or sternum when their chest hits the steering wheel during an accident. Passengers chests can also be injured by seatbelts.
Head injuries are usually caused by your head hitting the windows, steering wheel or other passengers in the car. Passengers can suffer a concussion, traumatic brain injuries, or skull fractures.
Back injuries can range from minor soft tissue injuries to severe spinal cord damage. Some spinal cord injuries are so severe that they cause partial or total paralysis.
Amputations can be caused by being ejected from a vehicle or from severe impact with another vehicle. The loss of a limb is always a traumatic and lifelong injury.
Broken bones can be permanent injuries or they may heal back to normal. Often times you are required to have surgery and miss work when you break a bone.
How Will I Pay For My Medical Bills?
If you have been injured in a car accident in Alabama, it is important you receive any necessary medical treatment. If another party has caused your injury, that party should be held responsible for your injuries. However, settling a case can often take weeks, months or years. Are you wondering how you will pay the medical bills in the meantime? That is why we are here to help. After a collision, there are various options available, and making the wrong choice can cost you thousands of dollars.
- Your Own Health Insurance. Following an accident, you may use your own health insurance to cover medical bills for your injuries. The problem is that often times the hospital will not bill your health insurance, because they think they can get a lot more money from your car insurance or from the liable parties insurance. Even if your health pays your bills, they almost always seek reimbursement from the responsible party or out of the settlement or verdict that you receive.
- “Med Pay” Benefits. If you have been injured in a car accident, and you have medical payments coverage on your car insurance policy, medical payments coverage from your own auto insurance policy may pay the cost of your medical treatment for injuries sustained in the collision, regardless of who is at fault. If your car insurance pays your bills, your automobile insurance company may seek reimbursement from the responsible party or you when the case settles.
- Medical Lien. If you have no health insurance coverage or medical payments coverage and no other means of covering treatment costs for your injury, some healthcare providers will file or send you a lien notice. Hospitals in Alabama are known for filing medical liens. They file the liens to make sure they are paid, and they file them to make sure they get paid more than they should get paid. Chiropractors will often treat patients who have no insurance, and require them and their attorney to sign a lien.
No Fees Unless We Win Your Case!
Were you involved in a car accident in Arab, Alabama? Is the insurance company trying to force you into a small settlement or trying to say the accident was partly your fault? You need an experienced advocate on your side who knows your legal rights. We work on a contingency basis in all car accident cases. You pay no fees unless we win your case. Call now for a free no obligation consultation. Call 256-534-3435. We are here to help.