Worker’s Compensation

If you have been injured on the job, you often are concerned about about whether the injury is permanent and how to pay your bills while you are out of work.You have certain rights relating to the safety of your workplace. If you get injured at work, you should notify your employer immediately. You should fill out the appropriate forms and seek necessary and appropriate medical treatment. The insurance company providing your employer's workers' compensation coverage will be notified of your injury and begin investigating your claim. If you are injured on the job, you are entitled to worker’s compensation. Also known as workers’ comp or workman’s comp, the disability benefits that you get are based on the extent of the impairment or injury. Permanent injuries often result from workplace accidents. Workers compensation claims are very stressful for workers. Most employees in the State of Alabama are covered by the Worker’s Compensation Act. Accidents and injuries often happen at the workplace. If you are suffering from a work-related injury, you are entitled to compensation from your employer for lost wages, medical bills, and permanent disability. The workers' compensation system applies if you are injured on the job, even if you are unable to work or perform your prior duties. Our lawyers understand that often questions arise concerning whether or not a person is and independent contractor or an employee. If you have been injured while working, you should contact an experienced attorneys who are familiar with the Worker’s Compensation Act on your side. If you have been injured in a work related accident, call Ferguson & Ferguson for a free case evaluation. Workers' compensation laws vary from state to state, as do the statutes of limitation for filing a claim. Consequently, it's crucial that those filing a workers' compensation claim work with experienced workers' compensation attorneys for the best possible outcomes. Our Alabama workers compensation attorney can help you get the compensation you deserve.

Your employers' workers' compensation carrier should pay for your medical treatment and provide some additional financial benefits in the form of disability payments while you are unable to work. Sometimes these insurance companies refuse to do so. Workers' compensation insurance carriers sometimes take the unfair position that you were not injured at all or that your injuries are not severe enough to qualify under the workers' compensation statute. Workers’ comp benefits are based on the extent of your disability. The laws in Alabama are not favorable to the employee. If the disability is partial, you get a maximum of 300 weeks of compensation—about 6 ½ years. If the disability is permanent and total, you could get benefits for life. In order to receive the benefits you need to pay your bills and provide for your family, you need to have a knowledgeable attorney on your side. An attorney can ensure that the calculations for your benefits are correct. There is a physical impairment rating and a vocational impairment rating. The law states that you are entitled to be compensated based on the impairment on your ability to earn, not just your physical impairment rating that is usually given by the doctor. However, the insurance company may try to pay you solely based on your doctor’s physical impairment rating. That usually results in a much lower settlement offer. A lawyer can help your properly evaluate your case by taking ALL factors allowed by law into account. Insurance companies and employers have experienced lawyers working for them, so don't assume that they will offer a fair or adequate award for your injuries. Some injured workers are even entitled to benefits beyond medical care and temporary payments, such as vocational and/or job retraining. The attorney’s fees are limited by statute in Alabama. You cannot afford not to have an attorney if you have suffered a permanent injury on the job. Additionally, even though it is illegal to fire someone for making a workers’ compensation claim, it often happens. An attorney can challenge a wrongful termination. When you ned an experienced attorney who knows the laws and is not afraid to stand up for your rights against your employer, call the workers compensation attorneys that mean business when they take your case. Call Ferguson & Ferguson at 534-3435 or 1-800-752-1998.